Watercraft Insurance

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Watercraft Insurance

Stay afloat with watercraft insurance that protects your boat, crew, and peace of mind.

Watercraft Insurance

As a boat owner, you know how much joy and excitement watercraft can bring to your life. However, accidents can happen anytime, and properly insured can give you peace of mind. Our Insurance Agency offers watercraft insurance policies designed to protect you and your boat from a range of risks.

Types of Watercraft Insurance

We offer a variety of watercraft insurance policies to meet your specific needs. Our policies can cover the following:

Powerboats and sailboats
Jet skis and other personal watercraft
Fishing boats and other specialized watercraft

Our policies can provide coverage for a range of risks, including:

Accidents and collisions
Damage from weather events and natural disasters
Theft and vandalism
Liability for bodily injury and property damage

Click And Learn

Hurricane

Watercraft breakdown

Property Damage

Uninsured Watercraft

Bodily injury liability

Hurricane coverage

Risk Factors

The marina where you dock your cabin cruiser is in the path of an approaching hurricane — you want to get it out of the water and hauled to a safe location as soon as possible.

Solution

Watercraft insurance helps with the cost of professional haul-out when a hurricane or tropical storm threatens your boat.

Watercraft breakdown coverage

Risk Factors

Your motorboat stalls in the middle of the lake — and won’t restart. You’re not sure what went wrong, but you need help now.

Solution

Optional coverage may help with the cost of emergency labor where your boat is disabled or a tow to the nearest location where repairs can be made. It may also cover the cost of gas, oil, or a battery if needed.

Property damage coverage

Risk Factors

Your watercraft might collide with someone’s personal property and cause damage to the same.

Solution

If you cause an accident that damages another person’s property, liability coverage may help pay for expenses you incur as a result.

Uninsured watercraft coverage

Risk Factors

You may meet with an accident involving another watercraft that is not insured or has insufficient coverage for the loss caused by the accident.

Solution

The uninsured watercraft coverage on your boat insurance policy may help pay for the resulting expenses.

Bodily injury liability coverage

Risk Factors

The people sailing in a boat may face bodily injury, making the owner pay for their medical expenses.

Solution

Watercraft insurance may help prevent you from paying out of pocket for medical bills and other related costs like loss of income.

Benefits of Watercraft Insurance

Having watercraft insurance offers several benefits, including:

Financial Protection: In the event of an accident or other covered loss, watercraft insurance can help cover the cost of repairs or replacement of your boat and other equipment.
Liability Coverage: Watercraft insurance can help protect you if you are found liable for causing damage to someone else's property or for causing bodily injury to someone else while operating your watercraft.
Peace of Mind: With watercraft insurance, you can enjoy your time on the water without thinking about the financial impact of accidents or other unforeseen events.

Why Choose Us?

At our Insurance Agency, we understand the unique needs of boat owners and offer customized watercraft insurance policies to meet those needs. Our experienced agents can work with you to design a policy that fits your budget and provides the necessary coverage.

Contact us today to learn more about our watercraft insurance policies and how we can help protect you and your boat.

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