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RV Insurance

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Homecare Insurance

RV Insurance

Hit the open road with peace of mind, knowing your home-on-wheels is protected with RV insurance.

RV Insurance

Owning an RV is a dream come true for many people. It provides the freedom to travel and explore the great outdoors with all the comforts of home. But like any other vehicle, an RV requires proper insurance coverage to protect it from unexpected accidents, damages, and liability issues.

At Our Insurance Agency, we offer comprehensive RV insurance policies specifically designed to meet the unique needs of RV owners. Our policies cover everything from collision and comprehensive damages to liability issues and personal property coverage. We understand the importance of protecting your home away from home, so we offer customizable coverage options that fit your needs and budget.

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Types of RV Insurance Coverage

When it comes to RV insurance, there are several coverage options available, including:

  1. Liability Coverage: This coverage provides protection in case you are found responsible for causing injury or property damage to someone else while operating your RV.

Collision Coverage: This coverage provides protection in case your RV is damaged in a collision with another vehicle or object.

Comprehensive Coverage: This coverage protects in case a non-collision event, such as fire, theft, vandalism, or weather-related incidents, damages your RV.

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Bodily injury
Vacation liability 
Towing & labour
Roadside assistance
Uninsured motorist

Bodily injury coverage

Risk Factors

If you cause an accident with your RV and someone is injured, you need to pay for their loss.

Solution

This coverage can help pay their medical bills and loss of income. Most states require liability coverage.

Vacation liability coverage

Risk Factors

You are on vacation, and an accident occurs on your premises, causing substantial damage.

Solution

Vacation liability protects you if an accident happens on the premises while the RV is being used as a temporary residence. Some companies provide up to $10,000 in coverage with any pleasure-use RV with physical damage coverage under both comprehensive and collision coverages.

Towing & labour Coverage

Risk Factors

Your RV breaks down, and you are in immediate need of towing, so you will reach a Garage repair shop easily.

Solution

It covers towing and labor and trip interruption expenses such as lodging, transportation, and meals.

Roadside assistance Coverage

Risk Factors

You may fall in need of fuel, a tire change, a jumpstart, or a tow while traveling.

Solution

Get 24/7 emergency help if you need fuel, a tire change, a jumpstart, or a tow. Roadside Assistance also covers trip interruption expenses when you’re more than 50 miles away from home.

Uninsured motorist Coverage

Risk Factors

Drivers who don’t have liability insurance or lack the money to pay for injuries and damages they cause to you, your passengers, or your RV can put you into liabilities.

Solution

This RV coverage helps protect you against drivers who don’t have liability insurance or lack the money to pay for injuries and damages they cause to you, your passengers, or your RV. This coverage may also protect you from covered hit-and-run accidents.

Personal Property Coverage: This coverage protects your personal belongings inside the RV, such as electronics, appliances, and furniture.

Full-Time RV Coverage: This coverage is specifically designed for RVers who use their RV as their primary residence. It provides additional protection for personal liability, loss of use, and other unique situations.

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Homecare Insurance serves all 50 States

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