Long-Term Disability Insurance is like having a superhero on standby - ready to swoop in and save the day if an unexpected injury or illness strikes.
Long-term disability insurance provides financial protection for individuals who cannot work for an extended period due to a disability. This type of insurance can help replace a portion of your income and provide financial stability during a challenging time.
Long-term disability insurance policies typically provide coverage for disabilities that last longer than 90 days. The policy will typically pay out 50-60% of your income until you can return to work or reach the end of the policy term. The policy may also include rehabilitation and vocational training provisions to help you get back to work.
Long-term disability insurance can provide several benefits, including:
At our Insurance Agency, we understand the importance of protecting your income and financial stability in case of a disability. Our experienced professionals can help you find the right long-term disability insurance policy to meet your needs and budget. We work with various insurance providers to offer a range of options, and we can help you compare policies and choose the one that's right for you.
Contact us today to learn more about long-term disability insurance and how we can help you protect your financial future.