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Home Insurance

Protecting your home and personal belongings is crucial, and that's why our Insurance Agency offers comprehensive and customizable Home Insurance coverage. Whether you're a homeowner, renter, or landlord, we have a range of coverage options to fit your unique needs and budget.

Our Home Insurance coverage can protect your property and belongings from a variety of perils, including:

Fire, smoke, and lightning damage
Windstorm and hail damage
Theft and vandalism
Water damage from burst pipes and other sources
Liability claims from injuries on your property or damage to someone else's property

We offer several coverage options, including:

Dwelling coverage: Protects the structure of your home and attached structures, such as garages and decks.

Personal property coverage: It safeguards your personal belongings, such as furniture, clothing, and electronics.
Liability coverage: Protects you from liability claims and legal expenses if someone is injured on your property or if you cause damage to someone else's property.
Additional living expenses coverage: Covers additional living expenses if your home becomes uninhabitable due to a covered loss.

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Lost Passport

Fire Coverage

Medical Payments

Theft

Personal Possessions

Lost Passport Coverage

Risk Factors

While on vacation in Europe, you lose the tote bag that has everyone’s passports.

Solution

Your homeowners policy can help with the cost of replacing passports and other valuable papers.

Fire Coverage

Risk Factors

You act quickly and prevent a grease fire from getting out of control, but smoke damages the counters and cabinets in your kitchen.

Solution

Property coverage in your policy can help if your house is damaged by fire and/or smoke.

Medical Payments Coverage

Risk Factors

A guest at your annual Fourth of July barbecue trips on the steps between your deck and the lawn fracturing his wrist when he falls against a stone retaining wall.

Solution

Medical payments coverage can cover the medical costs if a visitor is hurt on your property, regardless of liability.

Theft Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.

Personal Possessions Coverage

Risk Factors

You mastered the basics of surfing during lessons in Hawaii but your wedding ring is stolen.

Solution

With personal possessions coverage, lost jewelry is covered up to your policy limits.

Our experienced agents will work with you to design a Home Insurance policy that meets your specific needs and budget. We offer flexible policy options, including different coverage levels and deductible amounts, so you can customize your coverage to fit your requirements.

In addition to our standard Home Insurance coverage, we also offer additional coverage options that can further enhance your protection, including:

Flood insurance: Protects against damage caused by flooding, which is not typically covered by Home Insurance.
Earthquake insurance: Protects against damage caused by earthquakes, which is also not typically covered by Home Insurance.
Personal umbrella insurance: Provides additional liability coverage beyond the limits of your Home Insurance policy.

At our Insurance Agency, we understand that your home is one of your most valuable assets. That's why we offer exceptional customer service and support from the initial consultation through the claims process. Contact us today to learn more about our Home Insurance coverage and how we can help protect your home and personal belongings.

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